Category: Payments

Read and learn about fraud prevention and identity verification in the Payments industry with the following articles and posts by Ekata, a Mastercard company.

Ekata

Mastercard Cyber & Security Summit 2022: Roundtable Round-Ups

Cyber criminals know no borders; their modes and methods are ever-evolving. This is why collaboration should be an industry priority. We have just hosted the inaugural Mastercard Cyber and Security Summit in Australia, held in both Melbourne and Sydney. We invited industry professionals across ecommerce, financial services, fintech, and digital payments to come together and […]

11.14.2022

Ekata

PSD2 Rollout Update: A game of whack-a-mole or a strategic play?

Ekata team shares research and perspectives from acquirers, issuers, merchants Throughout 2020, Ekata conducted surveys across the payments ecosystem to investigate the readiness of players to meet the new requirements of the Payment Services Directive (PSD2). PSD2 is a European regulation that was put into effect in September, 2019 and mandates Strong Customer Authentication (SCA), […]

5.6.2021

Ekata

PSD2 Q&A with Peter Bayley

In December of 2020, we spoke to Peter Bayley, former Global Head of Ecosystem Risk Oversight and Strategy for Visa and current senior associate at Allyiz (former STRATgranat) about his insights on PSD2. We want to share some of the Q&A here: Let’s start with an easy question: Is PSD2 a good thing? The […]

2.26.2021

Ekata

Ekata Executive Series, Part I: Supporting Cross-Border Identity Verification

Welcome to Ekata’s Executive Series. In this series, our CEO, Rob Eleveld, will be outlining the dynamics we see developing in the global identity verification (IDV) market and highlight Ekata’s response to continuous market demands. Today, our theme is “cross border” in the payments and card-not-present (CNP) ecosystem. Global Electronic Payments Global payments have been […]

11.20.2020

Ekata

Pre-authorization Decisioning in the Blink of an Eye

It’s no secret that PSD2 is going to effected merchants when it went into effect. Ekata spent a lot of time thinking about how to help customers meet requirements while still providing a fantastic experience for their customers. One of the big aspects merchants have to think about is at what point in their transaction […]

5.2.2019

Ekata

Transaction Risk API: The Value it Brings to the Market

Transaction Risk API was built for easy integration into sophisticated machine learning (ML) models and is designed to help eCommerce merchants, marketplaces, payment processors, and others manage payment fraud. Understanding market requirements In our first blog of the series, we covered the evolution of fraud and how the landscape of today requires fraud detection earlier […]

4.25.2019

Ekata

Transaction Risk API - How we Built It

Fraud is getting more sophisticated as the payments industry continues to see massive disruptions, and merchants, lenders, and payment processors are turning to machine learning models to detect suspicious qualities in a transaction. Our goal with Transaction Risk API was to provide a powerful tool to help in this space. One of the biggest factors […]

4.16.2019

Ekata

Transaction Risk API: Improving Transaction Security

With the world moving increasingly online, businesses are facing a complex challenge to make the right decision on a growing number of transactions in an ever-shortening time frame. The future of identity verification demands rethinking risk management as fraud becomes more sophisticated and customer convenience expectations heighten. Staying true to our market-driven roots, Transaction Risk API […]

3.18.2019