Payment Authentication Use Cases - Ekata, a Mastercard Company
Ekata is part of the Mastercard family. Ekata's solutions provide the most predictive and frictionless identity verification.

Ekata is part of the Mastercard family. Ekata's solutions provide the most predictive and frictionless identity verification.

Payment Authentication

Payment acquirers and processors can authenticate more legitimate transactions by implementing Transaction Risk API into their pre-authorization risk assessment models.

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Improve Customer Experience

Reduce friction throughout the transaction journey, from checkout to payment authorization.

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Improve Authorization Rates

Maximize conversion rates by leveraging payment provider relationships and assessing transaction riskiness.

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Differentiate with Third-Party Data

Acquiring processors can help merchants evaluate riskier transactions and normalize data formats for sharing.

How To Optimize Payment Authentication

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Pre-authorization Risk Assessment

Evaluate transaction risk real-time before authorization to make decisions that drive higher authorization rates.

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Fraud Management

Build a better fraud platform for your merchants by integrating identity data into the platform.

A global payment service provider based in Asia increased approvals by 18% while also reducing chargebacks by 17%

Online Shopping and Consumer Trust


To understand potential fraud risk, it is important to know who your customers are and how their information is being used online. Evaluating these identity elements throughout the payments ecosystem could enhance information sharing between processors and merchants and build trusted relationships across the ecosystem.


Maximize Acceptance Rates PSD2 SCA


PSD2 SCA: Good Strategy/Bad Strategy

Take a deep dive into PSD2 SCA and learn what merchants and payment service providers (PSPs) can do to maximize acceptance rates in this on-demand webinar.

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Online Shopping and Fraud Pro Insight


The New Landscape of Payments: The Merits of Pre-Authorization Risk Assessment

In this on-demand webinar, learn how Card Not Present (CNP) authorization rates impact the entire payment ecosystem. We recommend several practical methods for improving authorization rates, emphasizing the importance of using data for assessing risk before authorization. Several companies are utilizing these methods already and seeing the benefits.

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See for Yourself

See how Ekata can authenticate more transactions. Contact us today.