Frictionless Payment Verification - Ekata, a Mastercard Company
Ekata is part of the Mastercard family. Ekata's solutions provide the most predictive and frictionless identity verification.

Ekata is part of the Mastercard family. Ekata's solutions provide the most predictive and frictionless identity verification.

Authenticate Global Payments With Confidence

Global Digital Payment Verification and Identity Verification

Expedite frictionless experiences and turn your fraud platform into a revenue stream. Our automation solutions for identity verification are easy to integrate throughout the payments ecosystem. 

Sales Inquiries

Accept More Transactions

Build better exemption management as part of Transaction Risk Analysis (TRA) and authorize more transactions.

Blue Odometer Icon

Improve Authorization Speed

Process high volumes with low latency APIs to speed up the customer authorization process.

Blue Globe Icon

Increase Approval Rates. Globally.

Improving your risk model, identify good transactions faster and create a low-friction customer experience with global identity verification data.

Enhance Your Global Fraud Platform with Seamless & Secure Payments

We share your mission to drive trust in digital purchases, deliver frictionless customer experiences and grow your business in a secure, compliant way. Ekata enriches your existing data sets with GDPR-compliant PII data that has been cleaned, normalized and verified at a local, regional and global level. We analyze patterns of how identity data is being used in digital interactions from over 400 Million monthly queries spanning over 1,500 global customers, making our network one of the largest conglomerates of online businesses in the world.

Build Better Transaction Risk Analysis (TRA) Models with Consumer PII Data

Sweeping changes in policy, regulations and customer experience expectations are generating increased speed of innovation in the payments space – through machine learning-based fraud systems and many upcoming changes in the pre-authorization stages of transaction processing. 

More specifically, PSD2 regulations dictate how fraud review must be conducted in European transactions:

  • Strong Customer Authentication (SCA) is mandated on all European transactions unless an exemption is granted. It’s critical that PSPs engage in a strategy that maximises exemptions to reduce consumer friction.
  • Transaction Risk Analysis (TRA) is a consistent mechanism to allow acquirer-processors to share merchant intelligence with issuers. Treating this as a strategic differentiator will result in increased authorization rates and minimized friction.

Ekata helps you build better TRA models, enabling you to offer your end-users more SCA exemptions and higher authorization rates. Contact our experts to learn more.

5 markers of success

Unlocking the Potential of PSD2 and SCA

The Five Markers for Success

In a recent study we conducted with leading PSPs in Europe in 2020, we found that anti-fraud security innovations will be business and revenue critical in a world with increased digital and contactless transactions. As PSPs are realising the importance of optimising TRA and risk-based authentication models, enhancements in this area will serve the overall health of the ecosystem.

Read the Ebook

PSD2 Strong Customer Authentication

The Opportunity For Issuers

PSD2 SCA: How Ready Are Issuers?

PSD2 Strong Customer Authentication (SCA) provides rich opportunities for issuers should they strategize accordingly. Since issuers want to stay “front of wallet,” it is in their best interest to focus specifically on the customer experience. For issuers and the entire payments ecosystem, any friction experienced by the consumer during authorizations means a potential for abandoning a transaction and ultimately lost revenue.

Read the Ebook


global customers

Over 50%

of top PSPs use Ekata


countries serving Ekata data


entities tracked globally

Stopping Synthetic Identity Theft

Transaction Risk API

Improve the performance of your payment risk model. Transaction Risk API provides the most predictive identity verification responses to fight payment fraud and expedite authorizations, reducing customer friction.

Learn More

Address Risk API

Address Risk API

Designed to provide rich metadata and risk signals around any given address, Address Risk API is built to help you improve your fraud model or rules system. In under 100ms, Address Risk API returns a concise response to help you isolate a specific address and assess if it is high or low risk.

Learn More

See for Yourself

See how Ekata can increase revenue for your business.
Contact us today.