Optimize Your Fraud Prevention Strategy with ACI Worldwide + Ekata

ACI® Fraud Management™ is a real-time, multi-layered fraud management solution designed to meet the requirements of eCommerce merchants and payment service providers (PSPs). Reduce fraud and chargebacks while increasing conversion through global, real-time fraud management of your online and mobile channels.

ACI Worldwide merchant customers can improve the accuracy of their identity verification processes by accessing a comprehensive Transaction Risk API — delivered by Ekata as part of ACI® Fraud Management™ for merchants. The Transaction Risk API analyzes core identity elements of email, IP, phone, address and name, utilizing data signals, transactional patterns from a proprietary identity network and machine learning to provide a real-time, predictive confidence score.

Key Benefits

Cost Reduction

Leverage real-time identity data to save on fraud and costly chargebacks.

Revenue Uplift

Increase conversions and acceptance of cross-border transactions.

Simple Integration

Pre-configured integration allows for quick setup and faster review times.

Ekata Key Data Features

Improve Authorization Rates

Identity Risk Score

A real-time predictive score derived from data signals, transactional patterns from our identity network and sophisticated machine learning, Identity Risk Score provides a risk score from 0-500 that can be easily integrated into your CrossCore rules engine to detect fraud and clear good customers.

Identity Network Score

This predictive risk score built on usage patterns of identity elements across real-world queries from our networks allows you to calculate risk based on the behavior of user inputs in real-time.

Name Checks

Verifies if the name matches the addresses, emails, and phones.

Phone Checks

Shows if the phone numbers are valid, the associated country code, and verifies if they match emails and addresses provided.

Address Checks

Verifies if the addresses are valid, and if the resident’s name matches the name provided.

Email Checks

Returns whether the email is valid, active the first date it was seen, and if the registered names match the names provided.

IP Checks

Shows if the IP is risky, verifies its location, and if a person is found at the address whether or not the name matches the name provided.

Contact an Expert

Let's chat about incorporating Ekata into your ACI account. Contact us today.