Chargebacks serve as consumer protection, allowing cardholders to dispute fraudulent or incorrect transactions and receive refunds from their bank. While chargebacks safeguard consumers, they can pose challenges for merchants. At…
Karta and Mastercard Identity: Giving the gift of seamless payment workflows
As a digital gift card provider (and distributor), Karta was committed to limiting the number of rejected transactions by payment service providers, as well as the potential for fraudulent attacks…
Essential considerations for small businesses moving online
For any small business owner looking to expand their presence online, one pressing question looms – how can you protect your business from fraud without creating unnecessary friction for customers?
Five industry best practices to preventing e-commerce fraud in 2024
E-commerce fraud is a growing threat, and staying ahead of increasingly sophisticated fraudsters is critical for businesses of all sizes. Protecting your bottom line and your customers requires a multi-layered…
Understanding DORA’s vision for a resilient financial network
The Digital Operational Resilience Act (DORA) was not written with the solutions of a global payment network in mind. One look at its regulatory provisions suggests it might as well have been.…
Address verification services (AVS) are a necessity in the ecommerce world. Address verification service providers allow ecommerce businesses to verify the legitimacy of the customer by confirming that their address…
Why an address verification service is for payment providers and banks
As we have outlined in previous blogs, both address verification service (AVS) and address validation service are vital to any business that serves customers online, regardless of industry. Indeed, risky…
False declines and false positives are costing you revenue
Explore the impact of false declines in ecommerce and learn how to balance fraud prevention with legitimate transactions in this great article by Vesta.