Assess Customer Risk with a Single Phone Number - Ekata, a Mastercard Company
Ekata is part of the Mastercard family. Ekata's solutions provide the most predictive and frictionless identity verification.

Ekata is part of the Mastercard family. Ekata's solutions provide the most predictive and frictionless identity verification.

Ekata's Products

Phone Intelligence API

Assess the risk of a digital interaction based on phone number validation, metadata, and activity.

You can learn a lot about a potential customer just based on their phone number. With our Phone Intelligence API, you can provide us with a single customer phone number and receive back detailed and authoritative phone data to identify fake account sign-ups, inform risk models, and segment and analyze databases. Our data insights are here to help streamline your risk assessment and free up good users to transact with your organization.

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How it Works

Provide a phone number for any customer interaction, and you’ll receive valuable information to help you validate the user and determine risk. Below is a sample of what you’ll receive.

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Carrier Information

Identify the company that provides voice or data services for a given phone number.

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Phone Validity Check

Phone numbers are determined to be real or not real, with a valid area code.

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Country Details

Access the country calling code, country code, and country name associated with the phone number.

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Prepaid Account Check

Indicate whether the phone number is associated with a prepaid account.

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How often a number has been observed in Ekata’s Identity Network—a network consisting of over 200 million monthly, anonymized real-world queries—over the past 90 days.

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How many merchants have transacted with this phone number in the past 90 days.

Phone Intelligence API Solves For

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Contact Validation at a Global Scale

Enable contact validation and decision-making for users all over the world with accurate and detailed insights into a phone number.

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Mitigate Fraud and Risk

Use authoritative phone data to improve risk models to add friction to risky user interactions and help identify fake user account sign-ups.

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Improve Conversation Rates

Create low-friction experiences during onboarding to confidently approve good users and improve conversion rates.

Key Benefits

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Simplify Sign-up Flows

Assess risk with a single phone number to support mobile-driven sign-ups without requiring additional customer input.

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Flag Risky Users Earlier

Use authoritative phone data to flag risky users and deter fraudulent transactions without adding friction to account opening.

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Expedite Sign-ups

Provide a low-friction transaction experience for good customers by automatically accepting low-risk customer sign-ups.

Phone Intelligence API and Phone Number Validation

Resources: Report

Phone Intelligence API One-Pager

Dive deeper into the technical features of the Phone Intelligence API and review the phone data and network signals provided in the API response.

View the One-Pager

Ecommerce and Pre-Authorization Screening

Resources: Webinar

Increasing eCommerce Sales through Pre-Authorization Screening

As online payments ecosystems evolve, companies are taking a more proactive approach to pre-authorization screening. Learn how to increase payment approvals without sacrificing fraud detection rates.

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Learn how the Phone Intelligence API can offer potential customer insights with just a phone number