Account Opening API
Take Action on High-Risk Accounts to Mitigate Losses from Synthetic Identity Fraud
Account Opening API expedites the user experience for good customers while preventing bad actors from using stolen or synthetic identities to gain instant credit, seek loans, launder money, or carry out credit bust-out schemes.
To discover how Account Opening API can support your customers’ onboarding strategy, contact us for a demo.
How it Works
Provide application details (of up to 13 inputs, 2 required) and receive critical insights to help you confidently assess the risk of your customer around the world.
Returns three proprietary signals to assess the riskiness of the location address (IP last seen), the phone (phone last seen), and the combination of the phone and email provided (phone email first seen).
Enriched Phone Metadata
Gain insight into the line type of the phone number, the phone carrier, and country code, which can all often be a strong indicator for fraud.
IP Distance from Address Calculations
Gauge the distance between your customer’s IP and their provided addresses.
Risk Flags and Scores
Leverage model-derived predictions, Identity Risk Score, Identity Network Score, and IP Risk flag, in your risk models to assess the riskiness of the application.
Match Statuses to Name
Confirm that the email, phone, and address information provided in the application are associated with the customer name.
Make Decisions with Confidence
Ekata’s Network and Identity Risk Scores provide the confidence to convert customers faster with less friction, driving revenue.
Flexibility to support massive, sustained query-per-second volume requirements while reliably retaining low latencies.
Validate Each Data Point
Evaluate the authenticity of user input details such as email, phone, address provided by the applicant.
Detect Active and Passive Activities
Track and identify recent activity to determine the riskiness of data elements, based on when they were last seen.
Synthetic Identity Theft: A Fast-Growing Crime That Threatens Every Business
In this eBook, learn why synthetic identities can be difficult to detect, how fraudsters use this tactic to exploit various types of businesses, and what best practices you can take to battle synthetic identity theft.
Resources: Interactive Visualization
Explore the Data: Verifying Global Identities at Scale
In this interactive data visualization, learn how our core technology, the Ekata Identity Engine, combines unique data with sophisticated machine learning to provide you valuable insights to help you improve confidence in your fraud analysis.
Contact an Expert
See how the Account Opening API can increase revenue for your business. Contact us for a demo.