Merchant Onboarding API
Make faster, smarter decisions to ease the friction of merchant onboarding.
The Ekata Merchant Onboarding API provides unique data that crosslinks businesses with the individuals behind them, enabling organizations to onboard micro-merchants and sole proprietor businesses with higher confidence.
How it Works
Provide individual and business application details (of up to 22 inputs, 11 required) and receive critical insights to help you confidently assess the risk of your merchants around the world.
Signals derived from the over 6B+ global transactions seen by the Ekata Identity Network provide insight into how individual and business identity signals are used online (e.g. how often has a business address been used, when was the individual first seen associated with the business name, when was the individual phone first seen associated with the business, etc.)
Individual and business cross-checks
Cross-checks performed between business phone and individual, individual to business address, and business address to individual indicate the likelihood of an application being fraudulent.
Distanced-based risk signals
We perform a series of distance calculations that have been proven to show increased risk of fraud (e.g. IP distance to business address, individual phone number area code to business address, and more).
Make decisions with higher confidence
Build trusted risk profiles for micro-merchants and sole proprietors without the typical track record.
Route good customers through automation
Shift low-risk merchants away from high friction onboarding steps and to the fastest path to conducting transactions.
Reduce time spent in manual review
Together with our Merchant Review SaaS solution, empower your manual review teams to quickly view a key set of individual and business signals that drive to a decision.
Merchant Onboarding API One-Pager
Dive deeper into the technical features of the Merchant Onboarding API and get a glimpse of the risk signals and address metadata provided in the API response.
Evaluate the Risk of small businesses and micro-merchants in minutes
Learn how Merchant Onboarding API can help you streamline the onboarding of the global influx of small businesses and micro-merchants.
Contact an Expert
See how Merchant Onboarding API can reduce fraud risk for your business. Contact us for a demo.