Author: Niall Whelan
Principal Field Data Scientist, Singapore
Niall has supported fraud teams as a data scientist in a range of fields from travel to financial services. He loves thinking about how to experiment, optimize and innovate processes both when it comes to working with our customers and his own endeavors.
Fraud in the Buy Now Pay Later Industry
Buy Now, Pay Later (BNPL) is not a new idea, but with the boom in e-commerce during the Covid-19 pandemic, BNPL has exploded onto the payments scene as a major industry. The idea is essentially a simplification of the credit process by providing ‘instant credit’ at the point of sale. This means that when the […]
The Top 5 Fraud Indicators for Shipping Addresses
Determining the validity of an address, especially in e-commerce, is necessary for shipping goods or authorizing a purchase, as well as detecting fraud. Larger and more sophisticated merchants with historical data assess risk based on address characteristics and past outcomes. For example, postcodes with historically high fraud rates may be flagged for further review or […]